They're not just shopping for a vehicle, they're choosing a brand that understands their life, their pressures and their aspirations. In this environment, automotive organisations; from manufacturers and dealerships to finance and mobility service providers, can no longer default to old engagement models. Relevance depends on a deeper connection to the customer's lived experience.

Where a purchase once centred mostly on reliability, affordability and resale value, today there is an emotional dimension that carries equal weight. A customer still cares about practicality, but now also wants a vehicle aligned with identity and values: sustainability, social responsibility, personal safety and lifestyle.

Buying used to be a linear experience: walk into a dealership, ask a few questions, inspect the car. That has been replaced by a more informed and autonomous journey. Customers arrive having already watched user reviews, compared multiple quotes digitally, read online forums and even engaged AI tools for recommendations.

The car decision is more than a technical choice — it's a reflection of self. As electric vehicles, plug-in hybrids and increasingly intelligent onboard technology edge into mainstream availability, mobility expectations are shifting from product-first to purpose-first. Brands are expected to engage with authenticity, not merely sales scripts.

Questions that customers pose today reveal this blend of emotional and analytical thinking: Is the car safe for my family? Does it meet environmental concerns? Can I afford ongoing ownership, not just the purchase price? How will I be treated when service intervals come up? The answers to these questions call for more than a spec sheet — they require a human-centred interaction.

Digital touchpoints are now central to this journey. South Africans have embraced digital services across retail and financial sectors, and automotive has followed naturally. Researching online, booking test drives, receiving service notifications, comparing insurance and funding options — these digital steps are now embedded in the path to purchase.

Yet full automation is not the goal. The customer still seeks reassurance when committing to a high-value asset. This has created the rise of the "phygital" customer journey: the convenience of digital information with the reassurance of human contact. The website or platform acts as the gateway — but the in-person consultation remains a decisive moment. Digital assists exploration; human interaction secures trust.

Financing has become another space where expectations have accelerated. South Africans want transparency, flexibility and solutions that reflect real-world financial rhythms. The conversation is no longer confined to credit approval. Customers are equally focused on long-term affordability: service costs, balloon payments, interest volatility and running expenses.

Automotive financing has begun to diversify, with subscription models, alternative financing structures, mobile-led credit assessments, integrated insurance and accommodation for irregular income streams. Instead of one-size-fits-all, the trend is toward adaptive finance that reflects the variability of South African household economics.

Parallel to these developments is the transformation of the car itself. A modern vehicle integrates software as fundamentally as hardware. Features such as adaptive cruise control, lane assist, cloud-linked navigation and even semi-autonomous functionality have increasingly become standard.

Vehicles are evolving into mobile computing environments where software experiences can be upgraded, expanded and personalised. This raises important questions regarding lifecycle and value: if a laptop becomes obsolete after a few years of software evolution, how does long-term car ownership adapt to code-driven capability?

The automotive ecosystem — manufacturers, finance providers and service networks — must grapple with the reality that future value will be determined as much by digital functionality as by mechanical performance. For South Africa, where longevity and affordability are essential, any solution must be grounded in human-centred thinking.

Another critical shift is visible in after-sales expectations. The service experience has always mattered, but it now sits at the core of loyalty and advocacy. Customers increasingly expect proactive engagement: service reminders, transparent communication, recall campaigns and a streamlined booking process.

Trust is earned through operational reliability — clear scheduling, fair pricing, convenient mobility support while a vehicle is in service. A brand's reputation is shaped not only in showrooms but in interactions months and years after purchase. A follow-up message, a clear explanation, or an easy digital service touchpoint becomes the quiet differentiator that sustains loyalty.

A further element shaping the local market is the importance of context. While global automotive trends offer valuable insight, South Africa presents distinct conditions. Customers expect vehicles that accommodate local realities, from infrastructure and road terrain to security considerations.

Digital tools should reflect linguistic and cultural diversity. Insurance models need to consider geographic risk factors as well as financial ones. Engagement strategies must account for how customers live and travel, not just how they browse or buy.

The brands that succeed will be those that blend international innovation with local intimacy, cultural awareness and master the phygital customer moments that matter. Real connection happens when we design for real life, not just for the trend report.

Micromobility must deliver affordable, accessible transport solutions for South Africans across the two-wheeler, three-wheeler and light four-wheeler segments. This enables businesses to solve last-mile delivery challenges nationwide while building an EV and battery ecosystem that meaningfully reduces cost per drop. Through inclusive growth, mobility becomes a practical, scalable enabler of economic participation for every South African.

The South African automotive customers are no longer passive or predictable. They are digitally native, socially aware, financially cautious, brand purpose led, yet experience driven. Their purchasing behaviour is shaped not only by affordability, but by alignment with personal values and long-term lifestyle impact.

They are asking what a vehicle communicates about them, how it supports their life and how a brand accompanies them through ownership — not just the day of sale. This is a moment where the industry is challenged to move beyond selling products and toward solving needs, building relationships and thinking deeply about the human being at the centre of mobility.

And if we design around people, their lives, choices and stories, we won't just sell more cars, we will build deeper trust and better journeys. Let's make the customer experience match the expectation, one moment at a time.

For more information, visit www.accenture.com.

*Image courtesy of contributor